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Our Motor Legal Expenses Insurance is focused on delivering a first class service and offers a 24-7 accident reporting line. Our claims handlers are focused on providing the most appropriate solutions for your needs working with you to ensure any claims are handled as efficiently as possible.With a choice of £50,000 or £100,000 limit of indemnity both policies provide recovery of uninsured losses arising from a non-fault accident.

If you become involved in a property dispute or need to recover a debt, the costs of taking legal action will often result in a lost profit. In many cases, bringing or defending civil action to protect your interests can be extremely costly and time consuming.Whether you have a large portfolio or just a single investment our Landlords Legal Expenses Insurance enables you to pursue and defend your legal rights. With the added option to guarantee their rental income up to £1500 per month this policy gives them financial peace of mind when you need it most.

Family Legal Expenses Insurance offers immediate assistance and peace of mind when faced with the daunting prospect of a legal dispute.The policy is designed to provide you with financial support and specialist expert advice in order to ensure you are able to both protect and pursue your legal rights.The cover focuses on some of the most common areas where advice or legal assistance is required including problems at work, problems with consumer goods, home rights, tax enquiries and personal injuries.Family Legal Expenses Insurance provides a comprehensive added value product at competitive rates.

Even in the best run businesses legal disputes can arise, often without warning, and can have a substantial cost both in terms of time and money. Businesses are faced with an increasing amount of legislation and red tape leading to an increased potential for litigation.

The costs of obtaining a solicitor to deal with the dispute or simply obtaining legal advice to prevent any difficulties on a particular matter can prove very expensive and create unbudgeted costs. Many businesses decide not to pursue their legal rights due to the potential costs involved.

Having a vehicle damaged or stolen can be a stressful enough time without having to worry how you will pay your insurance excess.Excess Protection Insurance is designed to cover your excess payment when you need to make a claim on your Motor Insurance policy for accidental damage, fire, theft and vandalism.Cover is available to all UK residents holding a full and valid UK driving licence or full internationally recognised licence.The policy covers motor cars, motor bikes, caravans and motor homes.

Having a vehicle damaged or stolen can be a stressful enough time without having to worry how you will pay your insurance excess.Commercial Fleet and Motor Trade Excess Protection Insurance is designed to cover your payment when you need to make a claim on your motor insurance policy for accidental damage, fire, theft and vandalism.The insured must be a company based in the UK and cover is provided for all named drivers holding a full and current UK driving licence or internationally recognised licence. The policy covers vehicles up to a maximum weight of 44 tonnes (Any vehicles exceeding 3.5 tonnes in weight must be owned, hired or leased by the insured). The level of cover provided is dependent on the fleet size (maximum 20 vehicles) and ranges from £500 to £5000.

Having a vehicle damaged or stolen can be a stressful enough time without having to worry how you will pay your insurance excess.Commercial Fleet and Motor Trade Excess Protection Insurance is designed to cover your excess payment when you need to make a claim on your motor insurance policy for accidental damage, fire, theft and vandalism.The insured must be a company based in the UK and cover is provided for all named drivers holding a full and current UK driving licence or internationally recognised licence. The policy covers vehicles up to a maximum weight of 44 tonnes (Any vehicles exceeding 3.5 tonnes in weight must be owned, hired or leased by the insured). The level of cover provided is dependent on the fleet size (maximum 20 vehicles) and ranges from £500 to £5000.

Having a vehicle damaged or stolen can be a stressful enough time without having to worry how you will pay your insurance excess.Excess Protection Insurance is designed to cover your excess payment when you need to make a claim on your Motor Insurance policy for accidental damage, fire, theft and vandalism.Cover is available to all UK residents holding a full and valid UK driving licence or full internationally recognised licence.The policy covers commercial vehicles, taxis and dual control vehicles.

Commercial Business Excess Protection Insurance is designed to cover your excess payment when you need to make a claim on your Commercial Business Insurance policy for claims that occur under the following sections of the policy:

• - Business Interruption
• - Fire
• - Flood
• - Public or Product Liability
• - Theft
• - Vandalism

A Landlord faced with problems with their let property will welcome the immediate help and peace of mind that our Home Emergency policy will give you.The policy provides a comprehensive range of cover, covering emergency call out fees, parts and repair costs, with a nationwide network of qualified professionals always on hand to deal with a whole host of emergency situations.

Home Emergency Solutions policy offers immediate help and peace of mind to home owners, who are faced with problems with their family home, covering emergency call out fees and repair costs.

Having an accident or a vehicle stolen can be stressful enough without the inconvenience of being off the road whilst it’s being repaired or replaced. Guaranteed Hire Vehicle Insurance will ensure you stay on the road when this happens.You will have the option of 14 or 28 days' cover, which needs to be chosen at inception. We will then provide a replacement vehicle subject to these limits. These could be whilst repairs are being completed or until they receive a cheque in settlement of your pre-accident valuation.

Having an accident can be stressful enough without the inconvenience of being provided with a small courtesy vehicle unsuited to your needs or indeed no vehicle at all following a fault accident.Our Drivers Club policy will ensure you stay on the road when this happens, delivering a first class service combined with a guaranteed hire vehicle for up to 14 days following a fault accident, fire or theft of their vehicle during the period of cover. The policy offers four levels of cover which must be chosen at inception:

• Standard (Small 3 door)
• Business (2.0 Litre 5 door)
• Commercial (Small SWB panel van)
• Prestige (BMW 1 Series/Mercedes B Class)

For non-fault accidents you will receive a like for like hire vehicle whilst your own vehicle is off the road.We offer a 24-7 accident reporting line and our claims handlers are focused on providing the most appropriate solution for your needs. They will work with you to ensure any claims are handled as efficiently as possible.In addition to a guaranteed hire vehicle the policy includes motor legal expenses with a £50,000 limit of indemnity per claim and provides recovery of any uninsured losses arising from a non-fault accident.

Having an accident can be stressful enough without the inconvenience of being provided with a small courtesy vehicle unsuited to your needs or indeed no vehicle at all following a fault accident.Our Taxi Drivers Club policy will ensure you stay on the road when this happens, delivering a first class service combined with a guaranteed hire vehicle for up to 14 days following a fault accident, fire or theft of their vehicle during the period of cover. The policy offers four levels of cover which must be chosen at inception:

• Standard (Small 3 door)
• Business (2.0 Litre 5 door)
• Commercial (Small SWB panel van)
• Prestige (BMW 1 Series/Mercedes B Class)

For non-fault accidents you will receive a like for like hire vehicle whilst your own vehicle is off the road.We offer a 24-7 accident reporting line and our claims handlers are focused on providing the most appropriate solution for your needs. They will work with you to ensure any claims are handled as efficiently as possible.In addition to a guaranteed hire vehicle the policy includes motor legal expenses with a £50,000 limit of indemnity per claim and provides recovery of any uninsured losses arising from a non-fault accident.

If you have ever broken down you will know only too well the difficulties faced in arranging the recovery of your vehicle. On top of that, there is the pressing problem of how you will continue to your destination.Just one call to our 24-hour helpline is all it takes to get you moving again. An operator will immediately be dispatched and wherever possible a roadside repair will be carried out allowing you to continue your journey with the minimum of fuss. If this is not possible you will be recovered to the nearest suitable repairer, your onward destination or home address, whichever is nearer.